Leave your family memories, not funeral bills.
Final expense insurance pays a set amount to the person you choose, so they can say goodbye without worrying about the cost.
A goodbye costs more than most families expect.
A traditional funeral with burial can easily reach $9,000 or more. Without a plan, those bills often land on a son, daughter or spouse within days.
Final expense coverage is a small whole life policy built for exactly this. The benefit is paid directly to your beneficiary, and they can use it however they need.
- Funeral, burial or cremation services
- Leftover medical bills or credit cards
- Travel for family coming to say goodbye
- A little left over as a final gift
A typical funeral bill
Example costs for a traditional service with burial
- Funeral home services$2,300
- Casket$2,500
- Burial plot & opening$1,900
- Headstone or marker$1,500
- Flowers, obituary, programs$650
- Reception & transport$600
See a rough monthly estimate in under a minute.
Move the slider and tap your choices. Nothing to sign up for.
Illustrative only — not a quote or offer of coverage. Real prices depend on the insurer, your state and your health answers. A licensed agent will confirm your actual rate.
Three simple steps. One phone call.
Share a few details
Your age, state and the amount you’d like to leave. It takes about two minutes online or by phone.
Compare real options
A licensed agent checks plans from several insurers and explains each one in plain words — no rush.
Choose and relax
Many people answer a few health questions and are approved the same day. Your family gets a copy of the policy.
Coverage for nearly every health situation.
Your health answers decide which plan type fits. We’ll explain which one you qualify for before you decide anything.
Level benefit
The full benefit is paid from the first day your policy is active.
- Lowest monthly price
- Short health questionnaire
- Rate never increases
Graded benefit
Partial benefit in the first two years, then the full amount after that.
- For managed conditions
- A few health questions
- Full benefit from year three
Guaranteed acceptance
No health questions at all. Premiums paid are returned with interest if death occurs in the first two years from illness.
- Can’t be turned down (ages 50–80)
- No exam, no questions
- Full benefit after two years
In their own words
From clients and the families they protected.
“When Mom passed, the check came in eight days. I didn’t have to ask my brothers for money or put anything on a credit card. I just got to be her daughter.”
Linda R.Beneficiary · Tulsa, OK“Marcus spoke slowly and answered every question twice when I asked. No pushing.”
Dorothy K., 72Client · Joplin, MO“I have diabetes and thought nobody would cover me. I was approved for $15,000 the same afternoon.”
Ray T., 66Client · Fort Smith, AR
You’ll talk with the same person from start to finish.
I started Evermore after helping my own father plan ahead. Most people I talk with have been putting this off for years — and feel relief within ten minutes of the call.
I’m an independent agent, which means I can compare plans from several insurers instead of selling just one. If a plan isn’t right for you, I’ll say so.
Marcus Hale
Founder & licensed agent · License #DEMO-0000 · Licensed in 38 states
Common questions
Get your free quote today.
Tell us where to reach you and a licensed agent will call at the time you choose with real prices from several insurers.